

GROUP - SHORT AND LONG
TERM
How would 2 to 3 weeks without pay affect your
(or your employees') ability to meet financial
obligations?
Short-Term Disability can cover
from the 1st day of an accident or from the 8th
day of sickness, for a period of 26 weeks.
Long-Term Disability takes over after Short-Term
coverage has been exhausted.
BUSINESS OVERHEAD EXPENSE
Your business ceases due to the inability of
the owner(s) to perform their duties. Who's
going to pay your employee and business overhead
expenses?
If your business relies on a few "key people",
as many do, Business Overhead Insurance is a
must! Finkbeiner & Spink, LTD can provide the right
level of coverage for your needs.
PERSONAL DISABILITY
Income and retirement replacement.
PAYROLL DEDUCTION
Did you know most disability benefits can be
payroll deducted?


If you have any questions or for more
information, feel free to contact us.
We look forward to serving you.
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